Have you left your job?

Have you left your job?

When you leave your job, there are many things to consider. This also applies to your pension savings and insurance cover.

Here, you can get an overview of what happens in the first few months and what you will then need to consider, so that you can choose the solution that suits you best.

Select your situation

Which solution is best for you depends on your current situation.  

You are looking for a job
You are starting a new job
You have left your job due to illness
You are retiring
You are on leave
You are going to study

Get an overview of your insurance plans and when they lapse

Do not worry – you are covered for the first 3 months after leaving your job

When the payments to your pension plan stop, your insurance cover continues automatically for 3 months.

During this time:

  • Your insurance cover remains the same as during your employment.
  • You do not make payments to your pension plan, but the cost of insurance cover is deducted from your pension savings.
  • You have time to decide what should happen next. 

We have sent you a letter via My PFA, and it is important that you read it. Here you can see:

  • which insurance plans you have.
  • When your insurance plans lapse.

If you do not need the insurance cover, it can be cancelled.

View the letter by opening your latest pension summary on My PFA 

  
 

Has your employment been terminated?

A termination of employment can give cause for reflection on both your next steps and general well-being.

If you have PFA Health Insurance, for example, you can use Online Psychologist or Online Coach as support for 3 months after your employment ends, during which time you are still covered by your insurance cover.

View your support options
  

 

What happens to your PFA Health Insurance?

If you have PFA Health Insurance, it will, like your other insurance plans, continue for 3 months after payments have ceased.

If you have been awarded treatment or examination through your PFA Health Insurance, it must be completed no later than 6 months after the last payment. This also applies to treatment or examination awarded to your children.

If your spouse or domestic partner has taken out a PFA Health Insurance through your employer, it will continue unchanged until the end of the period paid for – typically until the end of the year. Your partner has the option to continue the insurance cover as you do.

Would you like to keep only your PFA Health Insurance?

When your employment has ended, and if you have not taken out a new similar insurance cover, you have the option of keeping your PFA Health Insurance, even if you do not wish to continue your pension savings and other insurance plans. You must decide whether you want to continue your PFA Health Insurance before it lapses.

How much does it cost?

The price depends on your age: 

You are under the age of 60

Your PFA Health Insurance costs DKK 325.33 per month (2026).

It does not cover your children.
  

You have attained the age of 60

You can take out PFA Senior health insurance, which covers you until you reach the age of 90.

The price is DKK 350 per month (2026).

Your spouse or domestic partner can also take out PFA Senior Health Insurance if your partner has attained the age of 60.

It does not cover your children.

 
 
If you are a member of a trade organisation that PFA cooperates with, you may be able to purchase PFA Health Insurance at different prices and on different terms.

See which organisations PFA cooperates with 

Send us a message via My PFA or call us at (+45) 70 12 50 00 if you would like to continue your PFA Health Insurance.