Asset allocation

Asset allocation

Asset allocation in High risk fund PFA Plus

Investment distributed by region (equity) PFA Plus High
USA 61.8 %
Europe 14.0 %
Emerging Markets 9.5 %
Rest of World 5.7 %
Japan 4.7 %
Denmark 4.3 %
Investment distributed by sector PFA Plus High
Information Technology 26.5 %
Financials 19.6 %
Industrials 11.3 %
Consumer Discretionary 10.2 %
Health Care 10.0 %
Communication Services 8.7 %
Materials 4.5 %
Consumer Staples 4.4 %
Utilities 2.8 % 
Real Estate 1.0 % 
Energy 0.9 % 
Other 0.2 % 

Asset allocation in Low risk fund PFA Plus

remaining maturity PFA Plus Low
0-3 years 38.4 %
3-5 years 23.8 %
5-7 years 9.6 %
7+ years 28.2 %

Asset allocation in High risk fund PFA Climate Plus

investment distributed by region (equity) PFA climate Plus High
USA 64.8 %
Europe 13.1 %
Emerging Markets 9.3 %
Rest of World 6.9 %
Japan 5.5 %
Denmark 0.5 %
Investment distributed by sector PFA climate Plus High
Information Technology 30.6 %
Financials 16.7 %
Communication Services 11.8 %
Industrials 10.2 %
Health Care 9.5 %
Consumer Discretionary 7.8 %
Materials 6.8 %
Real Estate 2.7 %
Consumer Staples 2.5 % 
Utilities 1.3 % 
Other 0.1 % 
Energy 0.0 % 

Asset allocation in Low risk fund PFA Climate Plus

remaining maturity PFA CLimate Plus Low
0-3 years 41.4 %
3-5 years 10.7 %
5-7 years 8.0 %
7+ years 39.9 %

Example: Asset allocation for a customer with payout protection cover (Profile Low only)

The strategic distribution of assets reflects PFA’s overall investment strategy, which is revised annually. The actual asset allocation provides a snapshot of the asset allocation on the investment profile.

CustomerCapital is not included in the distribution, but, in terms of risk, it is placed in the asset class Global Equity. Read more about CustomerCapital and see your exact share of CustomerCapital at My PFA.


 

Average Interest Rate asset allocation

Below, the strategic and actual distribution of assets within the four interest rate groups in the average interest rate environment is listed. The assets are distributed among 10 asset classes fixed by Insurance & Pension Denmark.

View your interest rate group at My PFA.

The strategic distribution of assets reflects PFA’s overall investment strategy, which is revised annually. The actual asset allocation provides a snapshot of the asset allocation on the investment profile. The strategic distribution applies for 2025. The actual distribution has been calculated as at: 1 April 2025.

PFA CustomerCapital is not included in the distribution, but, in terms of risk, it is placed in the asset class Global Equity. Read more about CustomerCapital and see your exact share of CustomerCapital at My PFA.