Investing in market rate
Our goal is to grow your pension savings so that you can have the best possible life as a pensioner. We do this by investing your money to generate the best return for you.
Pension savings are closely correlated with the financial markets, and the financial markets have changed significantly in the past few years - therefore, our recommendations have also changed to match the current situation.
We expect the return on market rate products to be higher in the long run than the return on the average interest rate environment that pension savings have traditionally been invested in. On the other hand, you bear your own investment risk in market rate, both during the savings phase and after you have started receiving payouts.
Therefore, today we recommend market rate savings plans to all new customers, and most of our existing customers who have savings in the average interest rate environment are also recommended to switch to market rate products.
We have three different ways in which you can invest in market rate products.