Are you entitled to take a leave of absence?
As a general rule, it matters whether your leave of absence is legitimate or non-legitimate.
Legitimate leave of absence
Legitimate leave of absence is leave to which you are entitled from your employer under legislation or a collective agreement. This could, for instance, be parental leave or compulsory military service.
During legitimate leave of absence, you retain your insurance cover, even if your pension savings are reduced to DKK 0.
Non-legitimate leave of absence
Non-legitimate leave of absence is leave that your employer may choose to refuse because they are under no legal obligation to grant it.
If the cost of your insurance cover and other costs during your leave reduce your pension savings to DKK 0, your insurance cover will cease.