PFA Critical Illness

Financial breathing space to help you through a tough time. With PFA Critical Illness, you are entitled to a payout in the event of certain critical illnesses. How you spend the money is up to you – for instance, you can spend it on extra personal care, extra treatment, a convalescence stay  or alterations to your home.

About PFA Critical Illness


The insurance plan in brief

  • Lump sum benefit in the event of certain critical illnesses.
  • It is up to you how you spend the money.
  • Typically, you can choose to also have your children covered by the insurance.

Any questions?

Contact PFA’s Health Centre:

  • General advice
  • File a claim

Call (+45) 70 12 50 00

Opening hours:
Monday - Thursday: 8.00 - 16.30
Friday: 8.00 - 16.00 


File your claim online

When you file a claim, you request to have the insured amount paid out.

Once we receive your claim, we will contact you.

File a claim  


View your specific cover

You find a list of the exact diagnoses covered by your insurance in the terms and conditions of pension at My PFA (PFA Plus).    

View your specific cover

If you have another plan than PFA Plus, please contact PFA Advisory Services Centre.

Call (+45) 70 12 50 00

When am I entitled to receive the insurance benefit?

Here you find a list of diagnoses typically covered by the insurance plan. Please note that each diagnosis is subject to severity criteria that must be met before the insurance benefit becomes payable. Also, which diagnoses that are covered may differ - depending on whether your insurance plan is established through your employer/organisation or bank or whether it is established as a private plan.


Diagnoses typically covered by the insurance:

  • Large blood clot in the heart
  • Cardiac surgery due to severe coronary sclerosis (bypass/balloon extension (PCI))
  • Chronic cardiac insufficiency with severe symptoms and reduced functional capacity
  • Life-threatening cardiac valve irregularities with the implantation of an ICD unit
  • Heart valve surgery due to heart valve defect
  • Cerebral haemorrhage/blood clot in the brain (apoplexy) with permanent after-effects
  • Sac-like protrusion of an artery in the brain (aneurysm) or intracranial arteriovenous vascular malformation (AV malformation)
  • Severe disorders in the aorta
  • Certain types of cancer tumours
  • Certain types of cancer in the blood and blood-forming organs
  • Certain benign tumours of the brain and spinal cord that require surgery
  • Disseminated sclerosis (DS)
  • Amyotrophic lateral sclerosis (ALS) or motor neuron disease (MND)
  • Chronic renal failure that requires permanent dialysis
  • Major organ transplant
  • AIDS
  • HIV infection due to blood transfusion or occupational infection
  • Muscular atrophy with lasting symptoms
  • Myasthenia gravis with lasting symptoms
  • Blindness
  • Deafness
  • Parkinson’s disease
  • Creutzfeldt-Jakob disease
  • Permanent sequelae of inflammation of the brain or cerebrospinal meningitis (inclusive of Borrelia and Tick-Born-Ecephalitis (TBE))
  • Serious burns (including frostbites and corrosive burns) of the third degree that covers at least 20 % of the surface of the body.