Insurance cover all through your life

As part of your pension plan with PFA, you typically have one or more insurance plans that will provide coverage if you fall ill or get injured. This way, you can have peace of mind in your everyday life, because you know you have financial backup allowing you to spend your energy on what is most important should misfortune strike. Here is an overview of our different insurance plans, so that you can make yourself familiar with when and how they provide you with cover. Please keep in mind that your insurance plans must always suit your life situation to cover you best possible.

PFA Preventive Care

Quick treatment of minor work-related disorders.

Quick treatment - usually within 4 days - to ensure that minor disorders do not develop into major problems.

Treatment by physiotherapists, massage therapists, chiropractors and reflexologists does not require a doctor’s referral.

Online booking (for emergency treatment within 24 hours, please call (+45) 33 74 37 71 between 08:00 and 21:00).

PFA EarlyCare

Get help if you get a notification of illness.

Quick assistance in the event of illness.  

Our Health Guides are ready to help you and ensure that your course of treatment is customised to your situation. 

A holistic approach. Focus on you, your state of health and well-being – both at home and at work.

PFA Health Insurance

Quick treatment or examination at hospitals and clinics, or by specialists.


Quick treatment usually within 1-10 weekdays.

Covers work-related and non-work-related injuries.

Possibility of taking out insurance for your partner and children.

PFA Critical Illness

Financial breathing space to help you through a tough time.

You can spend the amount on extra care, a holiday, changes to your home or letting your partner take some time off work. 

The insurance plan covers multiple critical illnesses such as major blood clot in the heart and certain types of cancer tumours.

Possibility of taking out children’s cover in case your children are diagnosed with a critical illness.

PFA Occupational Capacity

If your ability to work is reduced.

Please note that the above is an example, and accordingly the figures will vary depending on your individual needs.


PFA Life

Make sure your closest relatives are taken care of financially if you should pass away.

times your annual salary before tax will ensure that your family can maintain its standard of living for up to 4 years after you have passed away.


Possibility of taking out children’s pension for your children. 

Payouts to your “next of kin”. If you want someone else to receive the money, you must complete a beneficiary declaration.


We will automatically contact the dependants if you pass away.