Asset allocation

Asset allocation in High risk fund PFA Plus

Actual  asset classes F&P PFA Plus High
Real Estate 0.0 %
Emerging Markets Equity 7.7 %
Emerging Markets Government Bonds 0.0 %
Globale Equity (developed markets) 77.3 %
Hedge Funds 0.0 %
High-Yield Bonds 0.0 %
Infrastructure 2.0 %
Investment Grade Bonds 0.0 %
Private Equity  13.0 % 
Government and Mortgage Bonds  0.0 % 
Investment distributed by sector PFA Plus High
IT 20.8 %
Consumer Discretionary 9.1 %
Communication Services 6.8 %
Real Estate 1.1 %
Utilities 3.1 %
Industrials 10.1 %
Consumer Staples 4.5 %
Financials 19.2 %
Other 9.7 % 
Energy 1.1 % 
Health Care 10.4 % 
Materials 4.0 % 
Investment distributed by regions (Equity) PFA Plus High
North America 59.3 %
Other 0.2 %
South America 0.5 %
Asia 12.3 %
Africa 0.2 %
Europe 27.4 %

Asset allocation in Low risk fund PFA Plus

Actual asset classes F&P PFA Plus Low
Real Estate 24.0 %
Emerging Markets Equity 0.0 %
Emerging Markets Government Bonds 0.0 %
Global Equity (developed markets) 0.0 %
Hedge funds 0.0 %
High Yield Bonds 13.4 %
Infrastructure 2.0 %
Investment Grade Bonds 11.6 %
Private Equity 

0.0 % 
Government and Mortgage Bonds 49.0 % 
Remaining Maturity PFA Plus Low
0-3 years 52.5 %
3-5 years 13.0 %
5-7 years 8.3 %
7+ years 26.1 %

Asset allocation in High risk fund PFA Climate Plus

Actual asset classes F&P PFA climate Plus High
Real Estate 0.0 %
Emerging Markets Equity 8.4 %
Emerging Markets Government Bonds 0.0 %
Globale Equity (developed markets) 75.6 %
Hedge funds 0.0 %
High Yield Bonds 0.0 %
Infrastructure 9.0 %
Investment Grade Bonds 0.0 %
Private Equity  6.0 % 
Government and Mortgage Bonds 1.0 % 
Investment distributed by sector PFA climate Plus High
IT 26.1 %
Consumer Discretionary 10.7 %
Communication Services 4.9 %
Real Estate 0.5 %
Utilities 3.7 %
Industrials 12.6 %
Consumer Staples 4.6 %
Financials 15.5 %
Other 8.4 % 
Energy 0.0 % 
Health Care 8.1 % 
Materials 4.9 % 
Investment distributed by region (EQuity) PFA Climate Plus High
North America 63.1 %
Other 0.3 %
South America 0.0 %
Asia 6.8 %
Africa 0.0 %
Europe 29.8 %

Asset allocation in Low risk fund PFA Climate Plus

Actual asset classes F&P PFA CLimate Plus Low
Real Estate 20.0 %
Emerging Markets Equity 0.0 %
Emerging Markets Government Bonds 0.0 %
Globale Equity (developed markets) 0.0 %
Hedge Funds 0.0 %
High Yield Bonds 1.8 %
Infrastructure 9.0 %
Investment Grade Bonds 21.2 %
Private Equity  0.0 % 
Government and Mortgage Bonds 48.0 % 
Remaining Maturity PFA Climate Plus Low
0-3 years 54.8 %
3-5 years 9.1 %
5-7 years 6.5 %
7+ years 29.5 %

Example: Asset allocation for a customer with payout protection cover (Profile Low only)

The strategic distribution of assets reflects PFA’s overall investment strategy, which is revised annually. The actual asset allocation provides a snapshot of the asset allocation on the investment profile.

CustomerCapital is not included in the distribution, but, in terms of risk, it is placed in the asset class Global Equity. Read more about CustomerCapital and see your exact share of CustomerCapital at My PFA.


 

Average Interest Rate asset allocation

Below, the strategic and actual distribution of assets within the four interest rate groups in the average interest rate environment is listed. The assets are distributed among 10 asset classes fixed by Insurance & Pension Denmark.

View your interest rate group at My PFA.

The strategic distribution of assets reflects PFA’s overall investment strategy, which is revised annually. The actual asset allocation provides a snapshot of the asset allocation on the investment profile. The strategic distribution applies for 2025. The actual distribution has been calculated as at: 1 April 2025.

PFA CustomerCapital is not included in the distribution, but, in terms of risk, it is placed in the asset class Global Equity. Read more about CustomerCapital and see your exact share of CustomerCapital at My PFA.