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What does a raise or a bonus mean for your pension?
If, for example, you have a regular pension plan where your contributions are 15 per cent throughout your working life from age 30 to 68, then with a salary of DKK 400,000 per year and without any salary increases during your career, you can look forward to quite a good pension payout during your retirement, amounting to around 80 per cent. However, if your real wage has increased by, for example, 1 per cent per year during your working life, then the projected payout you will receive as a pensioner will decrease to around 60 per cent of your former salary.