PFA and CustomerCapital
PFA Pension has a unique model for sharing profit and risk, which makes it possible to return profit to the customers. This is possible through PFA CustomerCapital. When a customer pays to a savings plan, 5 % of the payments go to the customer’s CustomerCapital. CustomerCapital provides the possibility of obtaining a high return. CustomerCapital is meant to cover if PFA Pension suffers a loss, and therefore CustomerCapital may decrease and, in the worst case, be exhausted. Customers may deselect CustomerCapital, but already accumulated CustomerCapital cannot be converted into regular savings.