Your pension plan with PFA

Your pension plan with PFA

Here, you have an overview of your insurance plans.

You can read the detailed rules in your terms and conditions of pension at My PFA.

Log on to My PFA

Breakdown of your pension plan

savings Standard* Options Read more
The investment of your savings                     Investment profile C

Investment profiles A, B and D or You Invest

You can choose to invest all or a part of your savings in PFA Climate Plus

About market rate investments

About PFA Climate Plus
PFA CustomerCapital Yes Can be deselected About PFA CustomerCapital
Savings type

As a starting point, up to DKK 68,700 (2026) is paid to a 15-year instalment pension. Any excess payments will be paid to a life pension

 You can also select life pension or an old age savings plan About savings types

 

 

Insurance cover
 Standard* Options Read more
PFA Occupational Capacity
– Regular payouts with automatic adjustment**
Automatically adjusted to your salary level                                           Automatic adjustment can be deselected  About PFA Occupational Capacity
PFA Occupational Capacity
– Regular payouts without automatic adjustment		 40 per cent of your salary
 
 Can be increased to 80 per cent of your salary and reduced to 15 per cent of your salary
 
PFA Occupational Capacity – lump sum
 DKK 0 (DKK 166,667 for employees covered by a collective agreement) Up to DKK 500,000  
 PFA Occupational Capacity
– Increased regular payouts
when job rehabilitation benefit has been granted		 The size of the insurance corresponds to the rate applicable 
to the public resource rehabilitation benefit for providers
    
PFA Critical Illness DKK 150,000 Up to DKK 750,000 About PFA Critical Illness
PFA Critical Illness – children DKK 0 Up to DKK 750,000
PFA Life 100 % of the salary, however, minimum DKK 400,000 Up to 800 % of your salary About PFA Life
Children’s pension DKK 0 Up to 25 % of your salary
PFA Health insurance  Children are automatically covered  For spouse or domestic partner and children between the age of 24 and 28  About PFA Health insurance 

*The standard cover refers to the coverage you have if you have not made any changes to your pension plan.
** You will not be covered by the automatic adjustment if you take out coverage without tax deductibility (tax code 5 or Section 53 A), if your coverage is fixed as an amount in DKK or if your occupational capacity is reduced. This also applies if the insurance risk exceeds the maximum amounts PFA has reported to the Danish Financial Supervisory Authority.

 

Get an overview at My PFA

Once you have received your pension summary, you have access to My PFA where you can follow your savings and returns etc. and plan for your future finances.

At My PFA, you have access to prioritised recommendations for adjustments of your pension plan on an ongoing basis. Recommendations are marked in red, yellow or green and prioritised based on how much your insurance cover or investment profile differs from PFA’s recommendations and how important the recommendation is in relation to your age and life situation. You can access My PFA using your smartphone, tablet or computer.

The first time you log on, you need to use your MitID.

Log on to My PFA