If you are a researcher or a highly paid employee and are covered by the special tax scheme for researchers and highly paid employees (Section 48E of the Danish Tax at Source Act), your salary will be subject to Danish gross tax with limited tax deduction and a low tax rate instead of regular Danish taxation. Therefore, your pension plan will be established as a plan without deduction, which is an advantage as you pay reduced tax on your salary, and tax deduction for your payments in Denmark will thus be of limited value to you.

Please forward the declaration on your foreign tax relations as soon as possible
According to Danish legislation, PFA must know in which countries you have tax residence before we can establish a pension plan without tax deduction for the payments. Therefore, we kindly ask that you forward a declaration on your foreign tax relations as soon as possible. You can forward the declaration electronically through pfa.dk/form or by ordinary post to PFA Pension, Sundkrogsgade 4, 2100 Copenhagen, Denmark.

Download the declaration on your foreign tax relations

Your pension plan without Danish tax deduction will be established when PFA receives the declaration on your foreign tax relations, and, subsequently, you will have the possibility of getting advice on your pension plan as a whole. If PFA does not receive the declaration on your tax relations within six months, you will get a deductible plan with retroactive effect from the date of your employment. 

What happens when your gross taxation ceases?
When your gross taxation ceases and you become subject to the regular Danish regulations, PFA will be notified by Coloplast, after which your pension payments will be made to a tax deductible pension plan.

As an inpatriate, you will, as a starting point, get a pension plan without tax deduction in Denmark. If you prefer a pension plan where Danish tax deductibility applies to your payments, you have the option of changing your plan to a deductible plan in connection with your first pension consultation.

If you want to have as much of your salary as possible paid out while working in Denmark, we recommend that you choose a pension plan with tax deduction. However, please be aware that if you want to have your pension plan paid out when you leave Denmark, your savings plan will be subject to a flat-rate tax of 60 per cent.

If you want to have your pension plan paid out when you leave Denmark, we recommend that you choose a pension plan without tax deduction. Your net salary will be lower as your pension payment will not be tax deductible, which means that your pension payment will be subject to tax.

Please forward the declaration on your foreign tax relations as soon as possible
According to Danish legislation, PFA must know in which countries you have tax residence before we can establish a pension plan without tax deduction for the payments. Therefore, we kindly ask that you forward a declaration on your foreign tax relations as soon as possible. You can forward the declaration electronically through pfa.dk/form or by ordinary post to PFA Pension, Sundkrogsgade 4, 2100 Copenhagen, Denmark.
 
Download the declaration on your foreign tax relations 
        

Your pension plan without Danish tax deduction will be established when PFA receives the declaration on your foreign tax relations, and, subsequently, you will have the possibility of getting advice on your pension plan as a whole. If PFA does not receive the declaration on your tax relations within six months, you will get a deductible plan with retroactive effect from the date of your employment.

If you are a frontier worker living in, for example, Sweden or Germany, you will, as a starting point, get a pension plan without tax deduction in Denmark. If you prefer a pension plan where Danish tax deductibility applies to your payments, you have the option of changing your plan to a deductible plan in connection with your first pension consultation.

PFA recommends that you get a deductible plan if you live in Sweden or Germany and are liable to pay Danish tax on your Danish work income so that your pension payments will be deductible.

If you wish to cancel your pension plan and have the money paid out when your employment in Denmark ends, PFA recommends that you instead get a pension plan without Danish tax deduction.        

Please forward the declaration on your foreign tax relations as soon as possible
According to Danish legislation, PFA must know in which countries you have tax residence before we can establish a pension plan without tax deduction for the payments. Therefore, we kindly ask that you forward a declaration on your foreign tax relations as soon as possible. You can forward the declaration electronically through pfa.dk/form or by ordinary post to PFA Pension, Sundkrogsgade 4, 2100 Copenhagen, Denmark.

Download the declaration on your foreign tax relations

Your pension plan without Danish tax deduction will be established when PFA receives the declaration on your foreign tax relations, and, subsequently, you will have the possibility of getting advice on your pension plan as a whole. If PFA does not receive the declaration on your tax relations within six months, you will get a deductible plan with retroactive effect from the date of your employment.