Your pension plan with PFA

Other employees

Savings

SAVINGS As STANDARD* OPTIONS READ MORE
Investing your savings Investment profile C

Investment profiles A, B and D, as well as You Invest (with limitation),  where you select the funds in which you want to invest your savings.

You can choose to invest all or a part of your savings in PFA Climate Plus.

About investment in the market rate environment

About PFA Climate Plus

PFA Optional Can be combined with You Invest

If you do not want the risk to be automatically scaled down, you can choose to place all or a part of your savings in PFA Optional.

In addition, you can choose to place all or a part of your savings in PFA Climate Plus.

About PFA Climate Plus
PFA CustomerCapital Yes Can be deselected About PFA CustomerCapital
Savings type

If your income is under the limit of applicable top-bracket tax (DKK 577,174 in 2021), the savings will go to the basic old-age savings and then to instalment and life pension.

If your income exceeds the applicable top-bracket tax limit, the savings will as a basic go to instalment pension.

You can also select instalment – or life pension.


You can also select life pension or old age savings.

 

About savings types

Insurance cover

INSURANCE cover As STANDARD* OPTIONS READ MORE

PFA Occupational Capacity
– Regular payouts with automatic adjustment**

Automatically adjusted to your salary level  

 

Automatic adjustment can be deselected       

            
About PFA Occupational Capacity
PFA Occupational Capacity
– Regular payouts without automatic adjustment
40 per cent of your salary
Can be increased to 80 per cent of your salary and reduced to 15 per cent of your salary   
PFA Occupational Capacity
– Increased regular payouts
when job rehabilitation benefit has been granted
  DKK 186,564 (2021)  

PFA Critical Illness

DKK 150,000

            

Up to DKK 750,000

            
About PFA Critical Illness
PFA Critical Illness for children DKK 0 Up to DKK 750,000  

PFA Life 
– Employees with savings

100 per cent of your salary, min. DKK 350,000 

Up to 800 per cent of your salary

            
About PFA Life
Children's pension 0 per cent of your salary Up to 25 per cent of your salary
PFA Health Insurance Cover for, children, spouse or cohabiting partner About PFA Health Insurance

*The standard cover refers to your cover if you have not made any changes to your pension plan.
** You will not be covered by the automatic adjustment if you take out coverage without tax deductibility (tax code 5 or Section 53 A), if your coverage is fixed as an amount in DKK or if your occupational capacity is reduced. This also applies if the insurance risk exceeds the maximum amounts PFA has reported to the Danish Financial Supervisory Authority.

 


Hourly-paid senior employees

Insurance cover

Insurance cover As standard Options Read more
PFA Occupational Capacity – regular payouts  DKK 120,000 Up to DKK 160,000  About PFA Occupational Capacity
PFA Occupational Capacity - increased regular payouts of resource programme benefit The size of the resource programme benefit follows the current public rate for resource programmebenefit for dependents    
PFA Critical Illness DKK 150,000 Up to DKK 750,000

About PFA Critical Illness

PFA Life DKK 150,000  Up to 1,600,000 About PFA Life
PFA Health Insurance
(Employees on contract for less than 8 hours are not covered by PFA Health Insurance)
 
  Cover for children, spouse and/or cohabiting partner About PFA Health Insurance

Get the full overview of your pension plan at My PFA

At My PFA, you can get an online overview of your plan once it has entered into force. Here, you can keep track of your savings and return as well as use the Pension Plan to plan your future finances. PFA recommends that you fill in your personal information and sign up for PFA Fokus. Then, you will regularly receive recommendations targeted at your specific plan.

You can access My PFA from your smartphone, tablet and computer. The first time you log on, you need to use your NemID.