PFA Invest

The investment concept ‘PFA Invests’ means that PFA invests your pension savings based on your chosen investment profile.

Investment profile A

If you prefer financial security over a high return, this is the product for you. As a rule, in this profile 25 per cent of your savings will be invested in shares and other investments with a similar profile. The balance of your savings will be invested in moderate-risk assets. We will adapt the investments to match your age profile, so that the share of high-risk investments will have been reduced to 10 per cent at the time when you reach retirement.

Investment profile B

If you consider financial security important, but would still like to have an opportunity of gaining a high return, then this is the profile for you. As a rule, 50 per cent of your savings will be invested in shares and other investments with a similar risk profile. The balance of your savings will be invested at a more moderate risk level. We will adapt the investments to your age, so that the share of high-risk investments will be stepped down to 20 per cent on your retirement.

Investment profile C

This profile will suit you if the possibility of obtaining a high return appeals to you, and if you are willing to accept a certain risk. As a rule, 75 per cent of your savings will be invested in shares and other investments with a similar risk profile. The balance of your savings will be invested at a more moderate risk level. We will adapt the investments to match your age profile, so that the share of high-risk investments will be stepped down to 30 per cent on your retirement.

Investment profile D

If your first priority is the possibility of gaining a high return, then this is the right profile for you. As a rule, 100 per cent of your savings will be invested in shares and other investments with a similar risk profile. We will adapt the investments to match your age profile, so that the share of high-risk investments will be stepped down to 40 per cent on your retirement.

PFA Average interest rate

With an average interest rate plan, you will receive the interest rate that is fixed by PFA on an ongoing basis. This means that the interest rate is an average rate and that fluctuations are evened out over a number of years.

What to do?

Get help to change your investment profile
If in doubt as to how your savings are to be invested, you can use the investment guide at My Pension or at pfa.dk.

The investment guide at My PFA will help you decide your level of risk appetite

If you want to change your investment profile

At My PFA, you can make online changes to your investment profile.