Your pension and health plan

Your pension and health plan includes both savings for retirement, and insurance cover that secures you and your family financially.

  Your pension plan

    As an employee with Ørsted, you will get an attractive pension plan that includes a number of insurance plans and a savings plan.

  Savings

savings Standard* Options Read more
Investing your savings

Investment profile C

Investment profiles A, B, D, PFA Optional and You Invest (employees covered by a collective agreement cannot select PFA Optional, but may choose to place 1/3 of the compulsory payments and any voluntary payments in You Invest).

You can choose to invest all or a part of your savings in PFA Climate Plus

About PFA Invest

About You Invest

About PFA Climate Plus

PFA CustomerCapital  Yes Can be deselected About PFA CustomerCapital
SAVINGS TYPE

If the collective agreement does not prescribe otherwise, payments will as a starting point amount to up to DKK 63,100 (2024) to a 15-year instalment pension. Any excess payments will be paid to a life pension

You can also select life pension or an old age savings plan About savings types

 

  Insurance Cover

Insurance cover
Standard* Options Read more
PFA Occupational Capacity – regular payouts
60 % of your salary                 Up to 80 % of your salary             About PFA Occupational Capacity

PFA Occupational Capacity
– increased regular payouts of job rehabilitation benefit

Up to DKK 196,584 per year (2024)   About PFA Occupational Capacity  
PFA Occupational Capacity – lump sum

DKK 0 (DKK 100,000 for employees covered by a collective agreement)

Up to 200 % About PFA Occupational Capacity
PFA Critical Illness DKK 167,628 (2024) Up to DKK 750,000 About PFA Critical Illness
PFA Critical Illness – children DKK 0 Up to DKK 750,000
PFA Life 100 % of the salary, however, minimum DKK 558,579 (2024)

Up to 800 % of your salary

 
About PFA Liv
Children’s pension –  up to age 24 0 % Up to 25 % of your salary About Children's pension
 PFA Health Insurance

Including children's cover – between age 0-24 

Cover for spouse or cohabiting partner  About PFA Health Insurance 

*The standard cover refers to the coverage you have if you have not made any changes to your pension plan.

Get an overview at My PFA

Once you have received your pension summary, you have access to My PFA where you can follow your savings and returns etc. and plan for your future finances.

At My PFA, you have access to prioritised recommendations for adjustments of your pension plan on an ongoing basis. Recommendations are marked in red, yellow or green and prioritised based on how much your insurance cover or investment profile differs from PFA’s recommendations and how important the recommendation is in relation to your age and life situation. You can access My PFA using your smartphone, tablet or computer.

The first time you log on, you need to use your MitID.

Participate in a webinar or a free course

You may participate in a number of digital webinars where you can learn more about your pension plan, finances, investment, inheritance matters or pension planning etc. You can decide for yourself which and how many webinars you want to participate in. You can ask questions during the events, and you can subsequently make a request to receive all relevant materials. PFA customers can participate in webinars free of charge, you can sign up at pfa.dk.

You may also participate in physical courses on the planning of your late-life career and life in retirement.

          
 
   

A personal meeting or a quick phone call? 

If you need advice on your pension plan, you can easily book a meeting with PFA by clicking the link below and then finding a time of a meeting that suits you.

Before you book a meeting, you must update your contact information at My PFA (mitpfa.dk).

If you are newly employed, we recommend that you book a meeting when you have received your pension summary from PFA.

If you only have a few questions about your pension plan, you can get immediate answers by calling our advisory services centre at (+45) 70 12 50 00.